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CORE BANKING

Core Banking Modernization: Global Program Governance

Core banking transformations fail due to governance gaps, not technology. I bring structured program management discipline to multi-vendor, cross-border core system replacements - from requirements through go-live.

When to Engage

  • Multi-phase core banking replacement across geographies
  • Complex vendor ecosystem (Temenos, Avaloq, Finastra, or custom)
  • Regulatory pressure (ECB, EBA, local supervisors) requiring verifiable governance
  • Parallel run coordination between legacy and target systems

Deliverables

Program governance framework (committees, decision rights, escalation)
Multi-vendor coordination and dependency management
Cutover/go-live readiness with regulatory sign-off alignment
Cross-border stakeholder alignment and communication
Audit-ready documentation (evidence trails, decision logs)

Governance & Reporting

Executive Steering: Board-ready decision packages, status reporting, and escalation paths designed for international stakeholder alignment.

RAID Management: Risks, assumptions, issues, and dependencies tracked across vendors and jurisdictions.

Decision Traceability: All significant decisions documented with rationale, alternatives considered, and regulatory implications.

Regulatory & Audit Alignment

Core banking programs in regulated environments require alignment with multiple supervisory bodies. I coordinate with Compliance, IT Risk, and internal audit across jurisdictions to:

  • Structure test evidence for multi-regulator requirements
  • Document decisions with full audit trail
  • Align go-live criteria with local and EU regulatory expectations

Project contexts are anonymized. Roles and results are truthful; details available under NDA.

Project Example (Anonymized)

CORE BANKING

Cross-Border Core System Replacement

European Banking Group - Multi-Country Transformation

Challenge: Coordinating core banking replacement across multiple European entities with different regulatory regimes and legacy systems.

Role: Program Manager for Test Governance and Regulatory Coordination

Results:

  • Unified governance framework adopted across entities
  • Successful parallel run coordination with zero critical defects
  • Regulatory approval obtained in all target jurisdictions

Note: The project examples presented are drawn from previous roles in consulting and financial services. All contexts have been anonymised; roles and outcomes are described accurately.

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Last updated: January 2026